Ray has good knowledge and experience of offering financial consultations. He completed BSBA from renowned Xavier University in Ohio, US. After completing a Bachelors of Science in Business Administration in 1968, he pursued Masters in Business Administration, which he completed in 1969. He founded Ray T Blunk &amp; Associates, a financial services providing company and started offering life insurance. After obtaining the Series 7 Securities license in 1987, he became a Holistic Financial Advisor. He is president of Total Financial Group that offers effective financial strategies. He has expertise and skills to help people plan their finances in an organized efficient manner.